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渤海银行拟布局互联网金融

来源: 南方日报网络版     时间: 2018年12月10日 08:22:17
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(  近)(年)(来)(互)(联)(网)(金)(融)(迅)(猛)(发)(展)(,从)(移)(动)(金)(融)(的)(普)(及)(到)(直)(销)(银)(行)(的)(密)(集)(上)(线)(,互)(联)(网)(金)(融)(展)(现)(了)(其)(巨)(大)(的)(发)(展)(潜)(力)(。渤)(海)(银)(行)(以)(直)(销)(银)(行)(为)(突)(破)(口)(,快)(速)(推)(进)(互)(联)(网)(金)(融)(的)(战)(略)(布)(局)(,确)(定)(了)(将)(直)(销)(平)(台)(及)(渠)(道)(作)(为)(未)(来)(一)(段)(时)(间)(网)(络)(银)(行)(发)(展)(的)(重)(点)(领)(域)(,以)(短)(时)(间)(内)(完)(成)(网)(络)(直)(销)(平)(台)(搭)(建)(。
  平)(台)(建)(设)(启)(航)(
  从)(2015年)(4月)(20日)(正)(式)(对)(外)(推)(广)(到)(8月)(底)(,渤)(海)(银)(行)(直)(销)(银)(行)(客)(户)(达)(到)(25万)(户)(,客)(户)(入)(金)(累)(计)(超)(过)(1亿)(元)(。4个)(月)(时)(间)(,渤)(海)(银)(行)(“好)(e通)(”直)(销)(银)(行)(便)(能)(从)(上)(线)(到)(产)(生)(效)(益)(,与)(该)(行)(对)(互)(联)(网)(金)(融)(业)(态)(的)(长)(期)(探)(索)(密)(不)(可)(分)(。
  渤)(海)(银)(行)(“好)(e通)(”直)(销)(银)(行)(秉)(承)(创)(新)(的)(理)(念)(,致)(力)(于)(打)(造)(安)(全)(、简)(便)(、高)(效)(的)(互)(联)(网)(金)(融)(模)(式)(。渤)(海)(银)(行)(先)(后)(与)(知)(名)(第)(三)(方)(支)(付)(机)(构)(及)(专)(业)(认)(证)(公)(司)(进)(行)(合)(作)(,在)(电)(子)(账)(户)(设)(立)(环)(节)(引)(入)(了)(专)(业)(的)(认)(证)(方)(式)(和)(有)(效)(的)(安)(全)(策)(略)(,使)(他)(行)(的)(电)(子)(银)(行)(客)(户)(能)(够)(通)(过)(已)(有)(的)(身)(份)(认)(证)(手)(段)(,轻)(松)(开)(立)(渤)(海)(银)(行)(直)(销)(银)(行)(电)(子)(账)(户)(。预)(计)(今)(年)(9月)(底)(,大)(型)(国)(有)(银)(行)(和)(全)(国)(性)(股)(份)(制)(银)(行)(将)(全)(部)(实)(现)(与)(该)(行)(直)(销)(银)(行)(的)(联)(通)(,此)(外)(渤)(海)(银)(行)(还)(正)(在)(与)(其)(他)(知)(名)(第)(三)(方)(公)(司)(合)(作)(跨)(行)(支)(付)(业)(务)(,上)(线)(后)(与)(该)(行)(直)(销)(银)(行)(实)(现)(线)(上)(资)(金)(融)(通)(的)(银)(行)(将)(增)(至)(30家)(。此)(举)(一)(方)(面)(丰)(富)(了)(该)(行)(直)(销)(银)(行)(电)(子)(账)(户)(的)(认)(证)(方)(式)(,另)(一)(方)(面)(,在)(有)(效)(把)(控)(风)(险)(的)(前)(提)(下)(,大)(大)(提)(升)(了)(客)(户)(体)(验)(。
  渠)(道)(产)(品)(创)(新)(
  好)(的)(产)(品)(是)(直)(销)(银)(行)(发)(展)(的)(基)(础)(,直)(销)(银)(行)(经)(营)(的)(好)(坏)(与)(渤)(海)(银)(行)(的)(产)(品)(研)(发)(能)(力)(有)(着)(密)(不)(可)(分)(的)(联)(系)(。目)(前)(该)(行)(直)(销)(银)(行)(产)(品)(涉)(及)(添)(金)(宝)(、智)(能)(存)(款)(、好)(聚)(财)(、浩)(瀚)(理)(财)(、基)(金)(产)(品)(、津)(交)(所)(产)(品)(及)(天)(津)(地)(区)(小)(客)(车)(保)(证)(金)(缴)(费)(业)(务)(等)(七)(大)(类)(特)(色)(产)(品)(,其)(中)(的)(智)(能)(存)(款)(、好)(聚)(财)(及)(津)(交)(所)(产)(品)(,直)(销)(银)(行)(是)(其)(线)(上)(唯)(一)(的)(销)(售)(渠)(道)(。
  近)(期)(,长)(信)(基)(金)(公)(司)(专)(为)(渤)(海)(银)(行)(量)(身)(定)(制)(的)(固)(定)(期)(限)(债)(券)(类)(基)(金)(产)(品)(也)(将)(在)(渤)(海)(银)(行)(直)(销)(银)(行)(平)(台)(首)(发)(。在)(基)(金)(类)(产)(品)(收)(益)(普)(遍)(下)(滑)(的)(情)(况)(下)(,本)(只)(产)(品)(的)(业)(绩)(比)(较)(基)(准)(为)(7%。
  据)(了)(解)(,未)(来)(,渤)(海)(银)(行)(直)(销)(银)(行)(将)(不)(断)(扩)(展)(产)(品)(体)(系)(,特)(别)(是)(基)(金)(和)(挂)(钩)(收)(益)(类)(产)(品)(系)(列)(,逐)(步)(涵)(盖)(存)(、贷)(、汇)(、融)(、投)(等)(各)(类)(产)(品)(,逐)(步)(成)(为)(服)(务)(零)(售)(客)(户)(、小)(微)(企)(业)(客)(户)(的)(重)(要)(渠)(道)(。渤)(海)(银)(行)(通)(过)(打)(造)(直)(销)(银)(行)(特)(色)(品)(牌)(,将)(全)(力)(构)(建)(综)(合)(性)(互)(联)(网)(金)(融)(服)(务)(平)(台)(。
  随)(着)(互)(联)(网)(金)(融)(的)(蓬)(勃)(发)(展)(,非)(网)(点)(、个)(性)(化)(的)(金)(融)(服)(务)(已)(经)(成)(为)(银)(行)(客)(户)(的)(普)(遍)(需)(求)(。直)(销)(银)(行)(的)(推)(出)(带)(来)(了)(更)(智)(能)(化)(的)(操)(作)(和)(更)(优)(秀)(的)(用)(户)(体)(验)(,必)(将)(助)(推)(银)(行)(业)(“互)(联)(网)(+”战)(略)(模)(式)(的)(转)(型)(升)(级)(和)(整)(体)(服)(务)(品)(质)(的)(全)(面)(提)(升)(。随)(着)(直)(销)(银)(行)(的)(诞)(生)(和)(成)(长)(,打)(造)(“线)(上)(渤)(海)(银)(行)(”的)(梦)(想)(正)(在)(起)(航)(。
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